Hebei banks cut credit lines to cancel the first part of the banks offer loans

 2011 opened in years, not many people apply for mortgage loan policy was relaxed, but more nervous than the end of last year, the most obvious change is: First Suite loans interest rates do not discount. Reporter learned yesterday from the capital of banks, as the deposit reserve rate raised again and again, the banks cut credit lines, many banks began to

capital yesterday, the reporter consulted a number of banks and found that some banks have lifted mortgage interest rate concessions, began implementation of the benchmark interest rate; there are some banks, though not specifically announced the cancellation of interest rate concessions, but the set up round after round of the threshold, the applicant would like to enjoy the benefits even more difficult. Shijiazhuang Branch of China Merchants Bank, the relevant officials said they are now on the mortgage interest rate policy is, without concessions; Shijiazhuang Branch of Shanghai Pudong Development Bank, a mortgage, say, in accordance with established policy, the first interest rate loans can play Suite 8.5 fold, but the line of credit is very tight now, they must give priority to lending to the non-discount customers, this way, customers want to enjoy the discount rate is basically no chance. There are some banks are lending policies of the new year to discuss, not yet reached a final conclusion, a bank's mortgage department manager said, although it is not formally issued a document, but look at the overall trend, the discount will be less and less, December began, the first suite not played discount rate on loans, this year looks like there will be no concessions had. constantly raising the deposit reserve ratio are not unrelated. Recently, the People's Bank of China announced that from January 20, 2011 from financial institutions raised the deposit reserve ratio by 0.5 percentage points, which is seven times a year raised the deposit reserve ratio.